• Home
  • Get A Quote
  • Customer Service
  • Refer a Friend
  • About Us
  • Location Map
  • Employee Directory
  • Privacy Policy
  • Contact Us
Call Us CALL US TODAY | (419)732-3171
Home
  • Home
  • Get a Quote
  • Customer Service
  • Insurance Options
    • Auto Insurance
    • Boat Insurance
    • Business Insurance
    • Condo Insurance
    • Flood
    • Homeowners Insurance
    • Life Insurance
    • Motorcycle Insurance
    • Renters Insurance
    • RV Insurance
  • Pet Insurance
  • Blog
  • Make a Payment
  • Resources
    • Refer a Friend
    • Important Links
    • Calculators
    • Insurance Glossary
  • About Us
    • About Frederick Agency, Inc.
    • Location Map
    • Employee Directory
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

Read More
Homeowners Insurance HOME

A standard policy insures the home itself and the things you keep in it.

Read More
Business Insurance BUSINESS

Discover the perfect insurance options to meet your specific and unique needs.

Read More
Life Insurance LIFE

Browse a variety of insurance options in order to find the right one for you.

Read More
Condo Insurance CONDO

Learn about different condominium coverage options that fit your needs.

Read More
Boat Insurance BOAT

Finding insurance doesn't have to be difficult. We do the work for you.

Read More
Home > Blog > Stay Safe Boating Tips
TUESDAY, MARCH 3, 2020

Stay Safe Boating Tips

Stay Safe on The Water with These Boating Safety Tips

Whether you are relaxing in the middle of a crystal clear lake with that fishing pole dangling over the water or skipping over the waves in a speedboat, there is just something about being in a boat that cannot be duplicated with any other activity. Boats are as American as apple pie but have a global appeal as a status symbol or just a simple way to get away from everyday life for a while.

Prerequisites for Boaters

The first thing a new boat owner needs to realize is that if it has a motor, even an auxiliary motor as on a sailboat, it will be considered by the state as a motor vehicle requiring a title and possibly a registration. The laws vary from state to state so you will need to check on your state’s laws and remember that the boat’s trailer will need a license and registration as well.

Another thing to remember is that some states require that boaters take a boater’s education course before taking charge of the helm and may require a special license to operate a boat. Skeptics will think that these measures are merely a way to line government coffers, but the truth is they are meant to promote safety and the responsible use of the watercraft.

There are many low-cost and no-cost education programs available that can be taken on-line or in a classroom. If you are new to boating, learning the basics is essential before your initial launch regardless of any state requirements.

A good insurance policy for your boat is another requirement that cannot be ignored. Just like an automobile policy protects drivers on the roads, boat insurance protects you and others if a mishap occurs resulting in damages and injuries. The good news is that a boat policy is less expensive and, on average, cost about 1% to 2% of the value of the boat annually.

Ready for Launch?

Finally, after a trip to the DMV, your insurance company, and then to the shopping center to pick up all the accessories, fishing equipment, water skis, and safety vests, you are ready to launch your boat into the water for a day of aquatic joy. The one final thing to do now is to gather your crew and read them this list of following tips to keep everyone safe on the water:

·         Have the proper safety gear, know how to use it, and be sure that everyone knows how to wear a life jacket. Children’s life jackets need to be the right size for their age and weight, and they should always wear them near the dock, in the marina, or near any body of water. Always think safety first with little ones.

·         Be sure to have a first aid kit and a fire extinguisher on board.

·         If the weather is threatening have a back-up plan to spend the day and keep that boat at the dock or on the trailer. There will be other clear sunny days for a boating excursion.

·         Always be aware that a gas leak can lead to disaster. Make sure that you and the crew, no matter how young, are familiar with the odor of gas and will alert an adult immediately

·         Use common sense like avoiding standing up in the boat at high speed or in rough waters or not swimming in polluted water or shark-infested waters off the coast of Florida. Be sure to carry sunscreen/lotion.

The last and most important tip: Boating under the influence of alcohol or BUI is just the same as a DUI in every state. If you are the captain at the helm, avoid alcohol, find a “designated captain”, or at the least keep consumption at a minimum. An average-sized person will be “presumed impaired” if the blood alcohol content is at 0.08 gm/ 100ml of blood or about four 12 oz beers in the first hour of drinking.

The financial and legal consequences of BUI are severe as in a recent Florida case where a defendant was charged with leaving the scene of a boating accident involving injury and two deaths.  A civil jury awarded approximately $1.5 million and an additional $500,000 in punitive damages to the families of those who were killed. Repeat offenders will probably face some jail time.

Questions and Concerns

Your agent for boater’s insurance will be able to answer all your other questions about boat safety and insurance policies. Boaters in the Lake Erie area can call The Frederick Agency at 419-732-3171 or send an email or text to info@frederick-insurance.com. Happy boating and stay safe.

Posted 3:15 PM

Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016

  • homeowners insurance(11)
  • auto insurance(8)
  • car insurance(8)
  • homeowners(5)
  • flood insurance(3)
  • life insurance(3)
  • business insurance(3)
  • condo insurance(2)
  • whole life insurance(2)
  • claims(2)
  • term life insurance(2)
  • brewery(1)
  • spring maintenance(1)
  • how much life insurance do i need(1)
  • bed and breakfast insurance(1)
  • tnt mentoring(1)
  • new puppy(1)
  • dwelling fire(1)
  • cat insurance(1)
  • brennan madison(1)
  • umbrella insurance(1)
  • dock insurance(1)
  • auto-owners insurance(1)
  • hunting tips(1)
  • ride-sharing(1)
  • lori madison(1)
  • rental car insurance(1)
  • pet insurance(1)
  • hunting safety(1)
  • cyber insurance(1)
  • home insurance(1)
  • dog insurance(1)
  • universal life insurance(1)
  • commercial insurance(1)
  • new kitten(1)

View Mobile Version
Facebook
Twitter
LinkedIn
Google+
Carriers
Carriers
Carriers
Carriers
Carriers
Carriers
Twitter Logo
Tweets by @iiiorg

Resources

Home About Us Get a Quote Customer Service Refer A Friend Contact Us

Contact Us

  • Frederick Agency, Inc.
  • 120 W. Second St.
  • Port Clinton, OH 43452
  • Local: 419-732-3171
  • Toll Free: 866-882-8946
  • Email Us
© Copyright. All rights reserved.
Powered by Insurance Website Builder