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Frederick Agency, Inc. Blog Page 15

View the latest blog posts from Frederick Agency, Inc..

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Monday, September 26, 2016

How will my car insurance pay after an accident?

In general, there are three different settlement options to choose when insuring your vehicle.  These are Actual Cash Value, Stated Amount and Agreed Value.  Today we’ll take a look at these three different coverage types and how they will affect you at the time of loss. READ MORE >>

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Friday, September 16, 2016

Homeowners Insurance, Cows and Meteors

When I was a kid, I spent a lot of time camping and, of course, singing songs around a camp fire.  One of my favorites went: “One dark night, when we were all in bed, old lady O’Leary put a lantern in her shed, and when the cow kicked it over, she winked her eye READ MORE >>

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Thursday, September 1, 2016

Why Buy and Umbrella Policy?

  We are talking about umbrella insurance policies, not the pop-up and prevent you from getting wet in the rain umbrellas.  An umbrella is a policy you can purchase to provide additional protection beyond what your homeowners and automobile policies can provide. READ MORE >>

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Tuesday, August 16, 2016

Ride Sharing and Insurance

Ride Sharing and Insurance The insurance industry is busy responding to the relatively new challenge of Ride Sharing.  You download an app to your phone, call for a ride from one place to another and someone shows up to give you a ride, often for much less and much faster than traditional livery services (Taxi’s). READ MORE >>

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Saturday, July 30, 2016

Navigating Cyber Liability and Data Breaches

Cyber Liability, Data Compromise, Identity Theft… It seems like we can’t go through a news cycle without hearing about some sort of cyber-attack or cyber-theft.  As we continue to become reliable on technology for our daily transactions, there is an increase in the possibili... READ MORE >>

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Tuesday, July 19, 2016

How do I insure my boat dock?

What coverage should you have for your boat dock?  What if you rent your boat dock to another party?  Well that is a good question and the answer is…it depends.  It depends on what happens and if there was negligence who was negligent.  Here are a few things to consider. READ MORE >>

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Thursday, May 26, 2016

If a Tree Falls on My House, Who Pays for It?

Spring has come again and with the beauty of spring and summer come the storms of spring and summer.  Many storms during this period of the year can bring with them damaging winds, hail and torrents of rain.  These storms remind us of just how dangerous Mother Nature can be. READ MORE >>

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Monday, May 9, 2016

Who is a covered driver on my car insurance?

Insurance companies are making changes to who is covered while driving your car and you may not be aware of it.  It used to be that “the insurance follows the car”.  So, if you asked someone to run to the store to get milk during the Thanksgiving holiday and they were involved in an accident, your insurance would apply. READ MORE >>

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