Thursday, April 2, 2020High value items will be covered under a typical home insurance policy, but not past a certain dollar amount, unless your policy includes special provisions.
Different insurance companies may have different limits, but generally it breaks down something like this:
$1,500 per item
$3,000 for combined value
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Tuesday, March 31, 2020Since late 2019 the Novel Corona Virus, Covid 19, has spread across the world infecting many in its wake. This can feel quite terrifying, but there are some basic things you can do to help protect your family. The first thing you can do to protect your family is to protect yourself and reduce the risk of them getting it from you. READ MORE >>
Thursday, March 26, 2020When you buy a new home, you want to make sure it's within your budget. That includes not just the purchase price but also other ongoing expenses such as home insurance.
What's the Average Cost of Home Insurance?
The average cost of home insurance ranges from $598 in Delaware to $2,559 in Oklahoma. READ MORE >>
Thursday, March 26, 2020Don't Ignore These Six Strange Sounds in Your House Things That Go Bump in the Night A poem by “Anonymous” reads: “From Ghoulies and Ghosties, and long-leggity Beasties, and all things that go bump in the Night, Good Lord deliver us.” READ MORE >>
Tuesday, March 24, 2020If you get a ticket for illegal passing, it could be a moving violation that puts points on your license and could lead to your auto insurance rate to increase. You know to follow the law, but when exactly is it legal and illegal to pass someone?
Passing on the Left
The rules for passing on the left are pretty simple. READ MORE >>
Thursday, March 19, 2020If you don't live in your home the entire year because it's your vacation home, you're a snowbird or you just like to take long vacations, you need to pay close attention to your home insurance. Living in your home part-time creates extra insurance risks, so you may need extra coverage.
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Thursday, March 19, 2020Here's How To "Kittenproof" Your House Aww, Just Look at Those Eyes Most pet lovers have had the experience of stopping by the local pet store, the Humane Society or any animal shelter just to “look at the animals” when “it” happens. READ MORE >>
Tuesday, March 17, 2020Generally speaking, if your vehicle doesn't have a motor, you're not legally required to carry insurance on it. This means bicycle, rowboat and even sailboat owners can choose not to carry insurance on their mode of transportation. Even trailers generally don't need to be insured, by law.
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Thursday, March 12, 2020When you tow a camper trailer, you want to know that your car insurance protects you. It typically will give you some protection, but there are a few things you need to know.
When you tow a camper trailer or other trailer, the most common rule is that your liability protection will extend to driving while towing. READ MORE >>
Tuesday, March 10, 2020How exactly does your home insurance protect you when you need it? The key is having a good inventory to be able to prove what you owned and what it was worth. Here's what you should do.
1. Save All Receipts
Keep all your receipts for both proof that you owned each item and what you paid for it. READ MORE >>