Frederick Agency, Inc. Blog
View the latest blog posts from Frederick Agency, Inc..
Thursday, May 23, 2019Life Insurance as an Investment Vehicle Have you ever heard that commercial on the radio that’s advertising guaranteed investment returns of 5% even in down markets? If you have, did you wonder what magical investment they were talking about? READ MORE >>
Tuesday, April 23, 2019
Image by David Mark from Pixabay
Do I need Flood Insurance?
· Everyone is at risk for flood and anyone can get flood insurance. However, if you are financing the purchase of your home, the financing company is likely... READ MORE >>
Friday, April 12, 2019 What goes into an insurance score? Almost every insurance company today uses an “Insurance Score” to determine the premium you pay for home, auto and even commercial insurance in some cases. Let’s discuss what’s in an insurance score and how it affects your premium. READ MORE >>
Monday, October 8, 2018 Recently, my mother and mother-in-law teamed up to get my daughter the Motorized Disney Princess Carriage you see here. (That's me in the background, doing something weird. Grandpa, John, is gently guiding the girls away from all other objects. READ MORE >>
Wednesday, September 5, 2018 We have run into several instances recently where there is a claim that needs to be seen by an adjuster before repairs are made. Now, this does not mean you have to wait for the adjuster if your house is on fire. Matter of fact you need to take care of any immediate damage first. READ MORE >>
Thursday, August 9, 2018 This is a question that comes up fairly often when we talk to our clients. Does loyalty mean anything anymore? Will I get preferential pricing if I stay with an agency for a long time? Do they have a longevity discount? Do I lose anything by shopping my insurance every few years and switching? READ MORE >>
Thursday, July 26, 2018 There are 3 ways to value your home. One is the market value. If you were to sell your house today, how much would someone pay to buy your home? What would a real-estate agent list it for (which are sometimes 2 totally different things in themselves)? READ MORE >>
Wednesday, June 20, 2018We had an adjuster come in the other day, mostly for an update on a large number of water damage claims we are working on after our storm last week. During the conversation he brought up a good point about lenders and insurance policies. Most of the time you are required to list a lender on a policy for things you borrow money to buy. READ MORE >>
Tuesday, June 19, 2018 If you’re one of our local customers in Port Clinton, Oak Harbor or elsewhere in Ottawa County, you are most certainly aware of the havoc 8 inches of rain overnight can cause. Most people were fortunate to be in the right area, have a home built high enough or have the safeguards in place to prevent water damage. READ MORE >>
Monday, April 2, 2018 We have a customer that is currently going through a total loss fire and have had customers go through large fire losses throughout the history of the agency. This is a terrible tragedy and a very difficult process to go through. If you have insurance, you can alleviate the financial burden but the emotional burden can still be overwhelming. READ MORE >>