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Frederick Agency, Inc. Blog: car insurance

View the latest blog posts from Frederick Agency, Inc..

The State of Ohio mandates that you maintain at least $25,000 per person/$25,000 per occurrence Bodily Injury limits and $25,000 Property Damage limits.  Is this enough for you?  Most likely, it is not.  How do you determine what are the best auto liability limits for you and your family? READ MORE >>

In general, there are three different settlement options to choose when insuring your vehicle.  These are Actual Cash Value, Stated Amount and Agreed Value.  Today we’ll take a look at these three different coverage types and how they will affect you at the time of loss. READ MORE >>

If you have ever been on vacation and rented a car, you have probably been asked if you wanted to purchase insurance from the rental car company.  Did you?  Should you?  What are your options?  Let’s take a look at the coverage options for rental cars and what’s the best fit for your situation. READ MORE >>

In general, there are three different settlement options to choose when insuring your vehicle.  These are Actual Cash Value, Stated Amount and Agreed Value.  Today we’ll take a look at these three different coverage types and how they will affect you at the time of loss. READ MORE >>

Ride Sharing and Insurance The insurance industry is busy responding to the relatively new challenge of Ride Sharing.  You download an app to your phone, call for a ride from one place to another and someone shows up to give you a ride, often for much less and much faster than traditional livery services (Taxi’s). READ MORE >>

Insurance companies are making changes to who is covered while driving your car and you may not be aware of it.  It used to be that “the insurance follows the car”.  So, if you asked someone to run to the store to get milk during the Thanksgiving holiday and they were involved in an accident, your insurance would apply. READ MORE >>

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