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Frederick Agency, Inc. Blog

View the latest blog posts from Frederick Agency, Inc..

It's that time of year where we get together as friends and family and celebrate the holidays.  We can enjoy the year that has been and look forward to what next year will bring.  We all eat way too much delicious food, have lots of fun and of course... give and receive tons of presents. READ MORE >>

The State of Ohio mandates that you maintain at least $25,000 per person/$25,000 per occurrence Bodily Injury limits and $25,000 Property Damage limits.  Is this enough for you?  Most likely, it is not.  How do you determine what are the best auto liability limits for you and your family? READ MORE >>

How can I save money on my insurance? Insurance is one of the only products in life you buy and never hope to use.  The purpose of an insurance policy is to protect you from unforeseen catastrophes that could leave your finances in shambles. READ MORE >>

  (Picture Above. My daughter, Marissa, and her dogs Porter(left) and Zeke(right)) We Americans love our dogs, I have three myself!  What many of us don’t know, is that insurance companies may not be willing to write insurance on your home depending on what kind of dog you have and its history. READ MORE >>

There is quite a bit of confusion on what the difference between the three coverage forms for the property section on a Homeowners insurance policy: Basic, Broad and Special Form.  There are distinct differences between these forms but how they apply can be a bit more vague. READ MORE >>

In general, there are three different settlement options to choose when insuring your vehicle.  These are Actual Cash Value, Stated Amount and Agreed Value.  Today we’ll take a look at these three different coverage types and how they will affect you at the time of loss. READ MORE >>

  With the recent hurricane activity in the Southern United States, many people are taking note of how a catastrophe can affect people’s lives and what would happen if that catastrophe hit your home.  Today I wanted to take a quick moment to discuss Flood Insurance, why it is a separate insurance, whether you need it or not, how you can get it and what does it cost. READ MORE >>

We are excited to announce Auto-Owners Mobile, a new mobile app with all the features of Auto-Owners Customer Center! Auto-Owners clients will now be able to conveniently access all of the great features currently available on Customer Center from your mobile device including: • Pay Bills READ MORE >>

  There is a new trend in the insurance industry to go to a rating method called “Rating by Peril”.  Upon implementation, this has caused many clients homeowner’s insurance premium to change drastically, both positively and negatively, from what they were paying for years. READ MORE >>

Bed & Breakfasts are a wonderful way to get a more personal experience from a local’s perspective when traveling.  The Lake Erie Shores & Islands have so much to offer that Bed & Breakfasts are a great way to help tourists get more out of their stay. READ MORE >>

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